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News  ›  GlobeNewswire Inc.

Higher Credit Card Usage Expected Among U.S. Shoppers this Holiday Shopping Season

GlobeNewswire Inc. Logo GlobeNewswire Inc. By Charlie Wise
Higher Credit Card Usage Expected Among U.S. Shoppers this Holiday Shopping Season

TransUnion's Q4 2025 Consumer Pulse study shows 42% of holiday shoppers prefer credit cards, with 58% planning to spend over $250. Consumer optimism remains stable at 55%, with inflation being the top financial concern.

Insights
AXP   neutral

Mentioned as a premium card option with higher limits and rewards, but with potentially stricter approval processes


TRU   positive

Company demonstrates market leadership by providing consumer insights, launching new credit monitoring service (Credit Essentials), and maintaining a positive outlook on consumer financial trends